Orvin: This is really minor, but...There are many types of valuable treasures that come from the earth in ToME (diamonds, rubies, opals, gold, etc.), but no pearls. We know pearls were at least once valued in Middle Earth (Nimphelos), so why not add pearls to be found in watery areas or in treasures?
RavenRed: I like the idea. It's sort of similar to this stuff too...
ToME Wiki